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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 310-377-7539.
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"Our sincere thanks in making our dream come true"
"Your timing and coordination was impeccable. We were able to close escro and move into our new home before Christmas."
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Welcome! Here You Can Find Great Information on Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Torrance, Redondo Beach, Hermosa Beach and Manhattan Beach, California Real Estate   
Awards and Achievements
- Have Bought or Sold Over $1 Billion Worth of Real Estate On Behalf Of My Clients
- Have Received RE/MAX Lifetime Achievement Award and International Hall of Fame Award
- Awarded #1 Sales Team in Re/Max Palos Verdes Realty in 2004, 2005, 2006 and 2007.
- Awarded Re/Max Highest Individual Honor, Diamond Club in 2004, 2005, 2006 and 2007.
- Awarded Top Ten Real Estate Team in Re/Max California and Hawaii in 2004, 2005, 2006 and 2007.
- Awarded One of Top Sales Teams in Re/Max Palos Verdes Realty in 2001-2003
- Awarded Re/Max Highest Individual Honor, Chairmans Club in 2003
- Awarded Re/Max Highest Individual Honor, Platinum Club in 2001-2002
- Fred Sands Palos Verdes Realty #1 Top Producer in 1997-2000
- Featured in the cover story of Real Estate Big Deals on the front page of South Bay largest newspaper Daily Breeze on July 26, 1998
- Awarded the Highest Value of Total Residential Transactions in 1995 and 1997 by the Chinese American Real Estate Professionals Association of Southern California
- Awarded Top 5 Re/Max Agents in California in 1992 and 1993
- Awarded Top 10 Re/Max Agents in the United States in 1993
Education and Professional Affiliations
- M.B.A. Degree in Marketing from Oregon State University
- Member of the Estates Division, RE/MAX Palos Verdes Realty
- Member and Director of Chinese American Real Estate Professional Association
- Member of Palos Verdes Peninsula Association of Realtors
- Member of California Association of Realtors
- Member of National Association of Realtors
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Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
What is the world's most capacious building?
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| A |
The Boeing Company's main aircraft assembly plant in Everett, Washington, has been expanded to a capacity of 13.4 million cubic meters, or 473 million cubic feet. |
 See More Real Estate Trivia > |
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